📊 Balance Engine

Enter your balances, generate the briefing, paste it into your AI chat.

Paste your data

Already have your figures from your AI chat? Paste them here and every box below fills in at once. This replaces whatever is currently entered.

Accounts

Mark each account as Cash (money you have) or Debt (money you owe). Any balance below zero is treated as urgent no matter how it's marked.

Income

What's actually free each month

Take-home is what actually lands in your account after tax. Expenses is everything you must pay each month — rent, food, transport, utilities, minimum payments. Best guess is fine; you can adjust it any week.

Free each month for debt

Privacy

Everything happens inside this page on your own device. Nothing is sent anywhere, and there is no account, login or key. Your entries are saved in this browser only, so you don't have to retype them next week.